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Use the following two statements to answer this question:
I.Risk is the possibility of incurring harm.
II.Ex post returns are expected returns while ex ante returns are future returns.
Stimulation Messages
Stimulation Messages are messages designed to provoke or encourage a response, often used in marketing, therapy, or education to engage individuals and prompt action.
Collective Efficacy
A group's shared belief in its collective ability to organize and execute actions required to achieve desired outcomes.
Task Cohesion
The degree to which members of a group or team unite and work together effectively to achieve specific, shared tasks or objectives.
Individual Efficacy
One's belief in their own ability to succeed in specific situations or accomplish a task.
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