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Intentional bias is displayed when the rater deliberately distorts the ratings:
Compounded Monthly
Interest calculation method where interest is added to the principal balance every month.
Semi-annual Payments
Payments made twice a year, a common term in the context of loans, bonds, and some types of annuities.
Loan
Funds lent that must be repaid with an added interest charge.
Ordinary Annuity
A series of equal payments made at regular intervals over a specified period of time, with the first payment made at the end of the period.
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