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Which of the Following Exemplifies Statistical Discrimination in Health Insurance?Insurance

question 105

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Which of the following exemplifies statistical discrimination in health insurance?Insurance providers tend to charge lower premiums to young adults, because young adults cost less on average to insure.People with higher-than-average health costs are more likely to seek out health insurance.Doctors tend to prescribe more tests and treatments to patients who are insured over patients who are uninsured.


Definitions:

Problem Solving

The process of identifying a problem, generating possible solutions, and implementing a solution.

Neo-Freudians

Psychologists who were influenced by and extended Freud's theories, typically focusing more on social and environmental factors.

Sigmund Freud

An Austrian neurologist and the founder of psychoanalysis, a method for treating psychopathology through dialogue between a patient and a psychoanalyst.

Heuristic Value

The usefulness or significance of a procedure, principle, or formula in assisting to learn, discover, or problem-solve.

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