Examlex
Compare the following marketing tactics and select the company whose tactic raises an ethical concern.
Federal Reserve System
The central banking system of the United States, responsible for setting monetary policy, regulating banks, maintaining financial stability, and providing banking services.
Fractional Reserve System
The fractional reserve system is a banking system in which banks hold reserves that are less than the amount of their customers' deposits, allowing them to lend or invest the remainder to earn interest.
Interest-Rate Ceilings
Caps set on the interest rate that can be charged on loans, often to protect consumers from excessively high rates.
Bankers
Individuals or institutions that are engaged in the business of dealing in money, providing loans, and accepting deposits.
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