Examlex
Which of the following acts was passed out of concern for abusive predatory practices in subprime lending?
Collective Embezzlement
The act of embezzling funds or resources by a group of individuals, often within organizations or institutions.
Savings And Loan
Financial institutions that primarily focus on accepting savings deposits and making mortgage and other loans.
Nonbanking Activities
Financial services and transactions conducted by institutions that are not traditional, regulated banks, such as insurance, investments, and real estate.
Ecologically Safer
Practices or products designed to minimize environmental harm and promote sustainability.
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