What Type of Question Is Predicting Whether Borrowers Will Be

question 1

Multiple Choice

What type of question is predicting whether borrowers will be able to repay their loans?

• A) What happened? What is happening?
• B) Why did it happen? What are the root causes of past results?
• C) Will it happen in the future? What is the probability something will happen? Is it forecastable?
• D) What should we do based on what we expect will happen? How do we optimize our performance based on potential constraints?

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Definitions:

Comparative Negligence

A legal doctrine in tort law that reduces the amount of damages a plaintiff can recover in a negligence-based claim, based upon the degree to which the plaintiff's own negligence contributed to cause the injury.

Assault

A deliberate action by someone that causes another person to fear an immediate harmful or offensive touch.

Battery

An illegal act that involves physically executing a threat, different from assault which involves causing fear of that contact.

Heated Conversation

An intense or emotionally charged discussion, often involving disagreement or conflict.