What Type of Question Is Predicting Whether Borrowers Will Be

question 1

Multiple Choice

What type of question is predicting whether borrowers will be able to repay their loans?

• A) What happened? What is happening?
• B) Why did it happen? What are the root causes of past results?
• C) Will it happen in the future? What is the probability something will happen? Is it forecastable?
• D) What should we do based on what we expect will happen? How do we optimize our performance based on potential constraints?

---

Definitions:

Sickle-Cell Anemia

A genetic blood disorder causing red blood cells to assume a sickle shape, leading to blockages in blood flow and various complications.

Recessive Gene

A gene that only expresses its trait when inherited from both parents, as opposed to a dominant gene where one copy is sufficient for expression.

Red Blood Cells

Cells in the blood that are responsible for transporting oxygen from the lungs to the body's tissues and carbon dioxide from the tissues back to the lungs.

Sex-Linked Disorders

Genetic disorders that are determined by genes located on the sex chromosomes, often resulting in diseases that have different frequencies or manifestations between males and females.