All Events Resulting in Automobile Liability Are

question 59

Multiple Choice

All events resulting in automobile liability are:

• A)excluded unless specifically included.
• B)covered unless specifically excluded.
• C)on a named-perils basis.
• D)settled by the insurer without the approval of the insured.
• E)paid by the insurer even after the limit of liability is crossed.

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Definitions:

Imprinting

A form of rapid learning that occurs during a critical period in early life, leading to long-term attachment and behavioral responses.

Cognitive Capacities

The range of mental abilities that encompass reasoning, memory, attention, and language and lead to consciousness and the ability to acquire knowledge.

Object Permanence

The understanding that objects continue to exist even when they cannot be seen, heard, or otherwise sensed.

Cognitive Development

The study of how thinking, problem solving, and intelligence evolve as individuals grow from infancy through adulthood.