Identify the Correct Statement About 'Coverage D-Loss of Use' in a Homeowners

question 28

Multiple Choice

Identify the correct statement about 'Coverage D-Loss of Use' in a homeowners policy.

• A)It covers dwelling on the residence premises plus structures attached to the dwelling.
• B)It covers structures on the residence premises that are separated from the dwelling.
• C)It covers losses sustained if the premises cannot be lived in as a result of a direct loss to either the premises or neighboring premises.
• D)It covers personal property owned by others while it is "on the part of the residence premises occupied by an insured."
• E)It covers property of guests and residence employees while at any residence occupied by an insured.

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Definitions:

Environmental Hazards

Encompasses various physical, chemical, and biological factors external to a person that can potentially harm the health of humans or ecosystems.

Environmental Performance

A measure of how well an organization or country is managing its environmental responsibilities and impacts.

Health and Well-Being

A holistic measure that includes physical, mental, emotional, and social health factors.

Prevention Principle

A proactive approach to environmental management aiming to prevent environmental degradation before it occurs.