Which of the Following Would Most Likely Be Chosen as the Insurance

question 70

Multiple Choice

Which of the following would most likely be chosen as the insurance product that will protect against loss for injury and property damage related to the operation of a business's vehicles?

• A) a product that covers personal injury and negligent property damage
• B) a product that covers loss of profit while the vehicle is being repaired
• C) a product that offers replacement value
• D) a product that covers personal injury

Understand the duty of insurers to investigate claims and the consequences of bad faith denial.

Recognize the defenses an insurance company can use against payment on a policy and the specific conditions under which these defenses are applicable.

Comprehend the factors determining the extent of the insurer's liability in different types of insurance contracts (e.g., life, fire insurance).

Identify the conditions under which an insurance contract can be considered ambiguous, and the principles for resolving such ambiguities.

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Definitions:

Misperceive Normality

The incorrect perception or interpretation of what is considered to be normal or typical behavior or circumstances.

Trivialize Rape

The act of making rape seem less important or serious than it actually is, thereby undermining the severity and impact of the crime.

Exposure to Pornography

The act of encountering sexually explicit material, which can have various psychological effects depending on context and individual.

Ingroup

A social group to which a person psychologically identifies as being a member.