Evaluate the given pseudocode to calculate the payment (pmt) with the following test values: 
What is the final output?
Definitions:
Scapegoating
The practice of unfairly blaming an individual or group for problems or negative outcomes, often to deflect attention or responsibility from the true causes.
Prejudice
A preconceived opinion or judgment about an individual or group without sufficient knowledge, factual basis, or experience, often leading to discrimination.
Stereotypes
Oversimplified generalizations about a group of people that often lead to prejudiced attitudes and discrimination.
Secondary Labour Market
Part of the job market consisting of low-paying jobs with poor working conditions, limited job security, and few prospects for advancement.
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