The ________ Act Is a Federal Statute That Prohibits Discrimination

question 24

Multiple Choice

The ________ Act is a federal statute that prohibits discrimination in the extension of credit based on sex, marital status, race, color, national origin, religion, age, or receipt of income from public assistance programs.

• A)Fair Debt Collection Practices
• B)Equal Credit Opportunity
• C)Fair Credit Billing
• D)Truth-in-Lending

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Definitions:

Reciprocal Determinism

The notion that external determinants of behavior, internal determinants of behavior, and behavior all influence one another.

Reinforcement Value

The degree to which an outcome or reward is considered desirable or valuable, influencing the likelihood of a behavior's repetition.

Social-cognitive Theory

A theoretical framework that emphasizes the importance of observational learning, imitation, and modeling in understanding human behavior.

Radical Behaviorism

Radical behaviorism is a theory in psychology that emphasizes the external behaviors of individuals as the most important factors in understanding human behavior, downplaying the role of internal thoughts and feelings.