If a Company Uses Any Adverse Information Contained in a Credit

question 24

True/False

If a company uses any adverse information contained in a credit report as a reason not to hire an individual, it must contact the applicant and notify them of this decision.

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Definitions:

Counterconditioning

A behavior therapy technique that involves pairing a positive stimulus with a fear-evoking stimulus to reduce the fearful response.

Second-order Conditioning

A form of conditioning in which a stimulus is paired with a previously conditioned stimulus, leading to learning without the original unconditioned stimulus.

Spontaneous Recovery

The reappearance of a previously extinguished conditioned response after a period of time without exposure to the conditioned stimulus.

Unconditioned Response

A natural, instinctive response to a stimulus that happens without any previous learning or conditioning.