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The two basic types of merchant wholesalers are
Highly Liquid Assets
Assets that can be easily and quickly converted into cash without significant loss in value, such as cash itself or treasury bills.
Large Withdrawals
Substantial amounts of money taken out from a bank account or investment, which can significantly impact the financial stability of the institution holding the funds.
Checking Deposits
Deposits held in bank accounts from which funds can be withdrawn without notice using checks, debit cards, or electronic transfers.
Loans
Money or items of value provided to a borrower with the expectation of future repayment plus interest.
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