Simplify and write the answer in exponential notation using positive exponents. 
Definitions:
Disposable Income
The total funds available for spending and saving by households after subtracting income taxes.
Savings
Money set aside from personal income for future use, often placed in secure accounts or investments for growth or as a safeguard.
Disposable Income
Funds households are left with for saving or expenditure after income taxes are taken out.
APC (Average Propensity to Consume)
The fraction of income that is spent on consumption as opposed to savings.
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