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The Active Voice Is More Direct and Concise, So You

question 4

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The active voice is more direct and concise, so you should use it most of the time.

Know the components of homeowner's insurance that apply to damage of trees, shrubs, and plants.
Distinguish between personal property and other categories under home insurance.
Understand the concept of speculative risk in the context of starting a small business.
Grasp the principle of financial responsibility laws and their purpose in automobile insurance.

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