Why Would Focusing on Deposits from the Working Class Make

question 2

Multiple Choice

Why would focusing on deposits from the working class make modern savings banks still relatively small?

• A)Federal regulations limit the size of these institutions to better serve the poor.
• B)The working class served by these institutions typically have a low savings rate.
• C)The managers of these institutions tend to be more conservative in investing funds.
• D)The FDIC will not insure deposits at a thrift institution.

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