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Describe epigenomes and their effect on growth and development in humans. Give examples.
Required Reserve Ratio
The fraction of deposits that regulators require a bank to hold in reserve and not lend out.
Excess Reserves
The capital reserves held by a bank or financial institution in excess of what is required by regulators, central bank or other governing bodies.
Ten Principles of Economics
A foundational concept in economics that outlines the basic principles guiding economic decisions and behaviors, such as scarcity, cost, and efficiency.
Fed
The Federal Reserve System, the central banking system of the United States, which regulates the U.S. monetary and financial system.
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