A Debtor Will Be Denied a Chapter 7 Discharge If

question 94

Multiple Choice

A debtor will be denied a Chapter 7 discharge if he or she has received a Chapter 13 discharge within the past six years:

• A) unless payments under that Chapter's plan totaled at least 100% of allowed unsecured claims.
• B) unless payments under Chapter 13 totaled at least 70% of allowed unsecured claims and the plan was the debtor's best effort.
• C) In all events.
• D) Both (a) and (b) are alternative exceptions to the six-year rule.

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Definitions:

Groupthink

In a collective setting, a situation where the inclination towards unity or adaptation prompts decisions that are nonsensical or detrimental.

Immoral Decision

A choice that goes against established moral principles or ethical standards.

Foot-In-The-Door Technique

Asking for a small commitment and, after gaining compliance, asking for a bigger commitment.

Foot-In-The-Door Phenomenon

The foot-in-the-door phenomenon is a psychological tactic where agreeing to a small request increases the likelihood of agreeing to a larger request later.