Which of the Following Are Important Criteria That Financial Institutions

question 1

Multiple Choice

Which of the following are important criteria that financial institutions consider when assessing the creditworthiness of a prospective borrower for a mortgage?

• A)the down payment the borrower will make
• B)the borrower's debt-to-income ratio
• C)the borrower's credit score
• D)all of the above

Recognize the significance of intragenerational and intergenerational equity.

Identify different labor practices and decent work performance indicators as per GRI standards.

Explain the function and importance of emissions trading schemes and their role in pollution control.

Understand the principles behind ethical investments and their link to environmental sustainability.

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Definitions:

Alcoholics

Individuals who suffer from alcoholism, a chronic disorder characterized by uncontrolled consumption of alcohol despite its negative effects on their health, social, and economic status.

Drug Addicts

Individuals who have developed a physical or psychological dependence on substances that are detrimental to their health and well-being.

Birth Order

A concept suggesting that the order in which a person is born in their family affects their personality and behavior.

Biological Factors

Elements rooted in genetics and physiology that influence an individual's health, behavior, and personality.