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On her first day of kindergarten, Ramona watches some third-graders practice arithmetic at recess. She thinks they are much smarter than she is and that she will never be able to pass third grade. Ramona's thinking demonstrates
Endorser
An individual or entity that signs and backs a document, often a negotiable instrument, indicating their support and assurance.
Special Endorsement
An endorsement on a negotiable instrument, such as a check, specifying the person to whom or the entity to which the instrument is to be paid.
Promissory Note
A promise in writing, signed by the maker, to pay a sum certain in money to the person named therein, or bearer, at some fixed or determinable future time, or on demand.
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