Examlex
Identify the four characteristics of groups and teams.
Excess Reserves
Excess reserves refer to the capital reserves held by a bank or financial institution in excess of what is required by regulations, guidelines, or central bank requirements.
Individual Bank
A financial institution that deals with consumers and businesses to offer deposit, loan, and investment services on an individual basis.
Discount Rate
The cost in interest that commercial banks and similar storage institutions incur on borrowing from their regional Federal Reserve Bank’s loaning service.
Federal Reserve District Banks
The 12 banks that make up the Federal Reserve System, serving as the central banking system of the United States, each serving a specific geographic district.
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