Which Is NOT True Regarding an Insurance Policy

question 66

Multiple Choice

Which is NOT true regarding an insurance policy?

• A) It is a legally enforceable agreement.
• B) It becomes effective as soon as it is offered.
• C) It may include dependents of the insured.
• D) There is no standard contract for all plans.

---

Definitions:

Karyotype

The number and appearance of chromosomes in the nucleus of a eukaryotic cell. The term is also used for the complete set of chromosomes in a species or an individual organism.

Chromosome Number

The total count of chromosomes in a cell, specific to each species and crucial for genetic information.

Autosomal Trisomies

Genetic disorders resulting from the presence of an extra chromosome in one of the autosomal pairs, such as Down syndrome (Trisomy 21).

Gene-poor Chromosomes

Chromosomes that contain fewer genes compared to others, often associated with large regions of noncoding DNA.