Examlex
The ____ is the length of time after a record can refresh that it is determined to be stale and scavenging can begin
Collateral
Property or assets that a borrower offers to a lender as security for a loan. If the borrower defaults, the lender may seize the collateral to recoup its losses.
Automatic Stay
A legal provision that halts actions by creditors to collect debts from a debtor who has declared bankruptcy, giving the debtor temporary relief.
Chapter 7
A type of bankruptcy that involves the liquidation of a debtor's non-exempt assets by a trustee to pay creditors.
Secured Creditors
Creditors who have a legal right to seize specific assets of the debtor if the debtor fails to repay the debt as agreed.
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