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According to the text, what is NOT a core skill that is critical for success abroad?
Government Legislation
Laws or statutes that have been passed and enacted by a governmental body such as a parliament or congress.
Student Loan Availability
The extent to which students can access financial loans to support their education, often provided by the government or private organizations.
Debt Forgiveness
A situation in which a lender decides to cancel all or part of a borrower's outstanding debt, freeing them from their obligation to repay.
Credit Report
A detailed record of an individual's credit history from several sources, used by lenders to evaluate creditworthiness.
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