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Which of the following are NOT included in the COQ model?
Consumer Credit Report
A detailed document that contains an individual's credit history, including loans, repayments, and late payments, used by lenders to evaluate creditworthiness.
Debtor's Permission
The consent required from a debtor before certain actions, such as the sale or use of collateral, can be taken by creditors.
Itinerant Sellers
Sellers of goods who sell goods at the buyer’s residence.
Fair Competition
A situation in a market where businesses operate on a level playing field and are subject to the same rules and regulations, ensuring no undue advantages are given to any participant.
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