Examlex
____ is a mechanism for arriving at consensus when uncertainty is high and there is disagreement over goals or problem priorities.
Sub-prime Mortgages
Loans offered to individuals with poorer credit histories or a higher risk of defaulting, usually at higher interest rates.
Fannie Mae
A government-sponsored enterprise (GSE) focused on expanding the secondary mortgage market by securitizing mortgages, enhancing liquidity in the financial system.
Freddie Mac
A public government-sponsored enterprise aimed at expanding the secondary mortgage market by buying loans from lenders.
Credit Standards
The criteria that lenders use to determine the creditworthiness of potential borrowers.
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