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The starting point for efforts to reduce drownings and falls is almost certainly:
Traveler's Checks
Preprinted, fixed-amount checks designed to allow the person signing them to make payments when traveling.
Countersignature
A second signature on a document that confirms or approves the initial signature, providing an additional level of security or authentication.
Designated Date
A specific date that has been appointed or set aside for a particular purpose or event.
Collecting Bank
A collecting bank is a bank that handles the collection of payments on behalf of a depositor, including processing checks and drafts.
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