[Solved] Aneurysms of the descending aortic usually involve atherosclerotic damage to both the tunica intima and tunica media. Equal End-of-Year: A term referring to payments or allocations that are made uniformly at the end of each year. Effective Annual Rate: The effective annual rate (EAR) is the interest rate on a financial product restated from nominal terms into an annualized rate accounting for compounding over a period. Loan Contract: A legally binding agreement between a borrower and a lender that outlines the terms and conditions of a loan. Interest Payments: Regular payments made to lenders or bondholders as compensation for the use of borrowed funds, usually calculated as a percentage of the principal.