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A planned focus group study likely will need IRB review because:
Load Factor
In transportation and logistics, it is the ratio of actual cargo carried to the total carrying capacity available, indicating efficiency in space usage.
Operating Expense
Costs associated with the day-to-day functioning of a business, excluding direct production costs.
Yield
The income generated from an investment, usually expressed as a percentage of the investment's cost or current market value.
Profit
The financial gain achieved when the revenues generated from business activities exceed the expenses, costs, and taxes needed to sustain those activities.
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