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A budget is a critical tool to increase your financial health.
Religious Values
Principles and beliefs held by individuals or communities regarding the sacred, divine, or spiritually significant aspects of life, often guiding moral behavior and life choices.
Time Orientation
An individual's attitude or preference toward past, present, or future thinking.
Long-Term Orientation
A cultural or personal perspective that values planning and investing in the future, emphasizing perseverance and deferred gratification.
Materialism
A philosophical or societal focus on physical possessions and wealth as primary values or indicators of success.
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