Examlex

Solved

Many Workers Know They Should Save for Retirement, but They

question 394

Multiple Choice

Many workers know they should save for retirement, but they put off doing so. They reason that there is plenty of time to do so in the future when their bills are not as high as they are now. What psychological factor associated with behavioral economics explains this behavior?


Definitions:

Egocentrism

A cognitive bias where individuals perceive the world primarily from their own perspective, often failing to understand or acknowledge others' viewpoints.

Middle Childhood

The developmental stage from approximately 6 to 12 years of age, encompassing early school years and characterized by significant growth in cognitive, emotional, and social domains.

Universal Sequence

A consistent order or pattern that events, stages, or processes follow across different contexts or populations.

Cultural Variation

Differences in norms, values, beliefs, and practices among various cultures.

Related Questions