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Many variables may be considered when conducting an examination of an individual's financial competency.Which is not a variable mentioned in the textbook?
Phobia
An anxiety disorder marked by a persistent, irrational fear and avoidance of a specific object, activity, or situation.
Panic Disorder
An anxiety disorder marked by unpredictable, minutes-long episodes of intense dread in which a person may experience terror and accompanying chest pain, choking, or other frightening sensations; often followed by worry over a possible next attack.
Unpredictable Episodes
Occurrences or incidents that happen without warning or forecast, often making it difficult to prepare or adjust.
Distress
Negative stress that is associated with anxiety, depression, and other negative emotional states.
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