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Describe the patterns of binge drinking and what risks this activity brings.
Negligence
The failure to take appropriate care in doing something, leading to damage or harm to someone else.
Holder
The individual or entity that possesses or controls a particular document, instrument, or security, having certain rights to it.
Drawee
A party upon whom a cheque or draft is drawn, typically a bank, responsible for paying the amount specified to the payee.
Negotiable Instruments
Financial documents promising payment to the holder, such as checks, bills of exchange, and promissory notes.
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