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According to the text, hate crime laws in the United States have been questioned because:
Over-Valued
Describes a security or asset priced higher than its true intrinsic value, often due to speculative demand.
Future Value
The amount an asset or cash will be worth at a specified future time, identical in value to a defined sum today.
Investment
An asset or item acquired with the goal of generating income or appreciation in value, often involving wealth being used today in the hope of future benefits.
Annual Payments
Regular payments made once a year, often used in the context of loans, annuities, or insurance policies.
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