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The most important determinant of the decisions to lend or borrow is the real rate of interest.
Animal Waxes
Waxy substances produced by animals, often used for protection or waterproofing.
Fatty Acid
Long chain hydrocarbons with a terminal carboxyl group, which are components of many types of lipids (fats and oils).
Alcohol
A compound consisting of carbon, hydrogen, and oxygen, commonly used in beverages, antiseptics, and fuels.
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