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Argument or not an argument?
-Science indicates that the universe began a finite time ago. It is impossible that something might come into existence without a cause. Therefore, the universe has a cause. The cause of a thing always precedes the effect and is greater than the effect. Therefore, the universe has a transcendent cause that is greater than it. This being is what all reasonable people call "God."
Secured Transaction
A transaction in which the payment of a debt is guaranteed by personal property the debtor owns.
Debt
An obligation, typically financial, owed by one party (the debtor) to another (the creditor), which might include money, services, or other forms of recompense.
Personal Property
Assets or belongings that are not fixed to one location and can be moved, such as furniture, electronics, or vehicles.
Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA)
A law enacted in 2005 to reform bankruptcy law, making it harder to file for Chapter 7 bankruptcy and requiring a means test for eligibility.
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