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A person does not build professional credibility as a source of power by serving on professional association committees and giving talks at professional meetings.
Required Reserve Ratio
The fraction of deposits that banks are mandated by regulation to hold in reserve and not lend out.
Excess Reserves
The banks' reserves over and above the required minimum that they choose to hold rather than loan out.
Depositors
People or organizations that deposit their funds into a bank to secure them and gain interest as time passes.
Borrowers
Individuals or entities that take funds from a lender under the agreement to pay back the principal amount along with interest.
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