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In a contract in which a tenant borrowed money from a bank for the purpose of adding a bathroom to her apartment, the landlord is:
Sediments
Particles of rock, soil, or organic material deposited by water, wind, or ice, often forming layers in riverbeds, lakes, and oceans.
Dam
A structure built across a river or stream to hold back water for purposes such as storage, flood defense, or electricity generation.
Sediment
Particles of rock, mineral, or organic materials that accumulate in layers on the Earth's surface, often transported by water, wind, or ice.
Base Level
The lowest point to which a stream or river can erode its channel, often sea level for rivers.
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