Choose the One Most Appropriate Answer for Each

question 22

Multiple Choice

Choose the one most appropriate answer for each.
-requires immediate repayment of a loan if ownership transfers;also called a due-on-sale clause

• A)alienation clause
• B)automated underwriting systems
• C)computerized loan origination
• D)disintermediation
• E)due-on-sale clause
• F)Fannie Mae
• G)Farmer Mac
• H)Fiat money
• I)FIRREA
• J)Freddie Mac
• K)Ginnie Mae
• L)mortgage broker
• M)mortgage company
• N)mortgage-backed securities
• O)municipal bonds
• P)participation certificates
• Q)prepayment penalty
• R)primary market
• S)secondary mortgage market
• T)usury

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Definitions:

Persistence of Behavior

The continuation of behavior or effort despite difficulties or resistance, showing determination and resilience.

Intrinsic Motivation

The drive to perform an action for its own sake and personal reward, rather than for some external reward or pressure.

Maintenance Factors

Elements that contribute to the upkeep and preservation of a system, equipment, or facility to ensure its optimal performance.

Herzberg's Theory

A motivational theory that suggests job satisfaction and dissatisfaction arise from two different sets of factors: motivators and hygiene factors.