Examlex
A(n) _____ is a subgroup of individuals or organizations sharing one or more characteristics that cause them to have similar product needs.
Time Deposits
Banking or financial products that require the depositor to leave funds untouched for a pre-specified period of time in exchange for a higher interest rate.
Money Multiplier
The ratio of the change in the total money supply to the change in the monetary base, indicating how an initial deposit can lead to a greater final increase in the total money supply.
Reserve Banking
A banking system in which banks hold a fraction of their deposits as reserves, enabling them to meet withdrawal demands and extend credits.
Create Money
The process by which the central bank of a country (or other monetary authority) increases the money supply, often leading to the production of physical money or the creation of digital currency units.
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