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Groups that represent the collective interests of cities/states are called
Reaffirmation Agreement
A legal document signed by a debtor agreeing to continue paying a dischargeable debt after bankruptcy, typically to retain collateral.
Discharged
Released from an obligation, duty, or debt; often used in legal and financial contexts to indicate full payment or completion.
Chapter 13
Chapter 13 refers to a bankruptcy procedure in the United States that allows individuals with regular income to create a plan to repay all or part of their debts.
Repayment Plan
An agreement between a borrower and lender outlining the terms for paying back borrowed money, often used to manage debt more effectively.
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