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In the Fable of the Moth, the Screen, the Light Bulb and the Pressure Cooker, the "moth" represents
Users Of Credit Reports
Individuals or entities that access and use credit reports for decision-making purposes, such as lenders or employers.
Truth In Lending Act
A U.S. federal law designed to promote informed use of consumer credit by requiring clear disclosure of terms and conditions of lending agreements.
Commercial Use
Refers to the use of a product, service, or property in a business or profit-making activity as opposed to personal, non-commercial purposes.
Open-End Credit Plan
A revolving line of credit that allows a borrower to make purchases or obtain loans up to a certain limit and repay part or all of the balance over time, with interest charges on the unpaid balance.
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