The Garn-St

question 21

Multiple Choice

The Garn-St. Germain Depository Institutions Act was developed to

• A)speed up the pace of deregulation.
• B)prevent depository institutions from offering money market deposit accounts and Super NOW accounts.
• C)prevent depository institutions from competing with money market mutual funds.
• D)All of the above are correct.

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Definitions:

Surface Ozone

A layer of ozone in the lower atmosphere acting as a pollutant harmful to humans and vegetation.

Species Richness

A measure of the number of different species present in an ecosystem, providing an indication of biodiversity.

Montreal Protocol

International agreement designed to protect the ozone layer by gradually eliminating the production of ozone-depleting substances.

CFCs

Chlorofluorocarbons, synthetic organic compounds used in air conditioning, refrigerants, and aerosols, which contribute to ozone layer depletion.