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Treasury bills (T-bills) are
Subordinates
Individuals who are lower in rank or position and are typically subject to the authority and direction of someone higher up.
Buffer
A protective barrier or means of cushioning against shocks or impacts, often used metaphorically in communication to soften the delivery of information.
Bottom-Line-First Messages
Communications that begin with the main conclusion or important information before elaborating with supporting details.
Culture
The collective intellectual achievements, arts, and social institutions of a particular nation or social group.
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