Examlex
Which of the following teenage behaviors is cause for concern?
Homeowner Bailouts
Financial assistance programs designed to help homeowners facing foreclosure, often as a result of economic crises, by providing refinancing, loan modifications, or other aids to prevent loss of their homes.
Moral Hazard
A situation where one party engages in risky behavior knowing that they are protected against the consequences, often because another party bears the cost.
Irresponsible Borrowings
Financial behavior that involves taking on debt in ways that are unsustainable or without a plan to manage repayment, leading to potential financial harm.
Shirking
The behavior of employees who avoid doing their work or put in less effort than is expected, which can negatively impact productivity.
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