All of the Following Are Examples of Risky Mortgages That

question 23

Multiple Choice

All of the following are examples of risky mortgages that became more common in the 2000s EXCEPT

• A) alt-A mortgages.
• B) adjustable-rate mortgages with low rates for a few years and then higher rates in later years.
• C) mortgages requiring down payments of at least 20%.
• D) subprime mortgages.

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Definitions:

Cross-Sequential Research

A research method combining both longitudinal and cross-sectional studies to analyze changes across different ages and cohorts over time.

Cohort Effect

Similarities in behavior among a group of peers that stem from the fact that group members were born at the same time in history.

Longitudinal

A study or research design that follows the same subjects over a period of time to observe changes or development.

Cross-Sectional

A type of observational study that analyzes data from a population at a specific point in time.