The Difference Between the Interest a Bank Earns on Loans

question 55

Multiple Choice

The difference between the interest a bank earns on loans and securities and the interest paid on deposits and debt divided by the total value of its assets is called

• A) interest spread.
• B) net interest margin.
• C) return on assets.
• D) return on equity.

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A group of individuals who share common values, interests, or traditions and interact within a shared physical or virtual space.

Personality

The combination of characteristics or qualities that form an individual's distinctive character, influencing mannerisms, attitudes, and behavioral patterns.

Temperament

The term for the individual modes of responding to the environment that appear to be consistent across situations and stable over time. Temperament includes such characteristics as children’s activity level, their intensity of reaction, the ease with which they become upset, their characteristic responses to novelty, and their sociability.

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