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Exhibit 21 -Refer to Exhibit 21

question 99

Multiple Choice

Exhibit 21.3
Use the Information Below for the Following Problem(S)
As a relationship officer for a money-center commercial bank, one of your corporate accounts has just approached you about a one-year loan for $3,000,000. The customer would pay a quarterly interest expense based on the prevailing level of LIBOR at the beginning of each quarter. As is the bank's convention on all such loans, the amount of the interest payment would then be paid at the end of the quarterly cycle when the new rate for the next cycle is determined. You observe the following LIBOR yield curve in the cash market:
$\begin{array}{ll}90 \text {-day LIBOR } & 4.70 \% \\180 \text {-day LIBOR } & 4.85 \% \\\text { 270-day LIBOR } & 5.10 \% \\\text { 360-day LIBOR } & 5.40 \%\end{array}$
-Refer to Exhibit 21.3.What is the implied 90-day forward rate at the beginning of the second quarter?

Analyze the influence of situational factors versus personal disposition on behavior through attribution theory.

Evaluate the effects of persuasion methods (central and peripheral routes) on attitude change and decision-making.

Identify the consequences of social influence techniques, including conformity, obedience, and deindividuation, on individual actions.

Understand the significance of social norms and their effects on behavior, including prosocial behaviors like altruism and reciprocation.

Definitions:

Mood Congruency

The psychological phenomenon where an individual's current mood affects their recall of memories, with a tendency to remember information that is consistent with their current mood.

Mood State

is the temporary emotional state or condition that influences a person's perception, behavior, and interactions at a given time.

Recall

The ability to retrieve and retain information over time.

Sentiment Analysis

The process of using natural language processing techniques to extract and identify subjective information in text, such as opinions and emotions.