Under the Fair Debt Collection Practices Act, Which of the Following

question 271

Multiple Choice

Under the Fair Debt Collection Practices Act, which of the following information must be provided to the debtor in writing by a debt collector within 5 days of the initial contact:

• A) the amount of the debt
• B) a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
• C) the name of the creditor to whom the debt is owed
• D) the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
• E) the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid or the name of the creditor to whom the debt is owed

---

Definitions:

Conveyer Belts

Continuous moving strips or belts that are used in a variety of processes and locations to transport materials or objects from one place to another.

Glaze Coating

a smooth, often glossy barrier applied on surfaces like pottery, ceramics, and baked goods.

Hopper

A container used for bulk storage, particularly for materials that can flow freely, or a device that feeds materials into another machine.

Moral Development

The process by which individuals learn and internalize the values, attitudes, and behaviors considered appropriate to their culture and society.