In Chuway V

question 127

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector:

• A) violated the FDCPA by sending the plaintiff multiple letters after she requested they stop
• B) used reasonable language for the situation and so did not violate the FDCPA
• C) did not violate the FDCPA because the language of the letter was clear
• D) clearly used safe harbor language and so did not violate the FDCPA
• E) none of the other choices are correct

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Definitions:

Price Change

A variation in the price level of goods or services over a period of time, which can affect demand, supply, and market equilibrium.

Initial Endowment

The initial set of assets, goods, or resources individuals or entities possess before engaging in transactions or economic activities.

Kumquats

Small, orange citrus fruits with a sweet and tangy flavor, edible both peel and flesh.

Quinces

A type of fruit from the same family as apples and pears, typically hard and sour, often used in preserves or jellies.